Protection

Protection as the title suggests is to provide financial security in the event of experiencing a health issue that could unbalance the financial stability of your personal, family or business life. We have a duty to make you aware of the financial commitments you are responsible for, we can provide the solutions to minimise the impact.

We are specialist in all areas to provide the bespoke advice you require. There are many permutations and combinations of cover as to determine the best Provider and Product. This involves a significant amount of research often involving underwriting outcomes.

There are three main categories of Protection.

 Life Insurance

This type of insurance will provide a lump sum of money on death. This is the principle of this insurance cover with many ways this can be implemented with several reasons to have in place.

Critical Illness Cover.

This cover will provide a lump sum if diagnosed with a stipulated illness. These policies can be very complex with varying levels and conditions of cover. We have the expertise and specialist tools to guide you to the most appropriate provider and policy.

Income Protection

The strategy of this insurance cover is to provide an income based on your annual salary if you are unable to work due to a health issue. An income will be paid until you are able to return to work.

The list below is Insurance Cover we are also able to provide.

Family Benefit Cover

Key Person Cover

Relevant Life

Shareholder Protection

Business Loan Protection

Household and Landlord Insurance.

Business insurances.