Mortgages – Residential

We can provide advice and assistance in processing a mortgage application for a residential property. This is a property that you live in and own with the title deeds in your name. 

There are various categories of clients who require a residential mortgage: There are First Time Buyers, people who wish to get on the property ladder, existing property owners who wish to Re-Mortgage their current loan.

We can arrange Additional Borrowing separately or at the same time so you can raise capital from the equity of the property for any number of legal reasons, for example, Home Improvements or Consolidation of Debt.

We also work with the various Schemes of Shared Ownership or Help to Buy Mortgages (when they are available) that all require expert advice and guidance. 

There may be a situation when you need a loan when you wish to purchase prior to selling your existing property, this is called Bridging Finance another area that we can provide assistance. Also you may wish to transfer your existing mortgage to a new property,we can advise and assist with this process.

This is not an extensive summary of the many situations you may need a residential mortgage.Please contact us for your individual requirement.

We have a vast knowledge of the criteria, the affordability and credit status required together with vast knowledge and experience of the lenders. We can also assist applicants with Impaired Credit.